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Perfect Money - Info (Read 2744 times)
SolidSnake
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Perfect Money - Info
13th Sep, 2016 at 11:56am
 
[I've just noticed that there's no dedicated thread on Perfect Money so I decided to open one in order to continue related discussions about it here.]

So, I was thinking of using Perfect Money for a purchase and noticed that I couldn't fund it, or I simply don't know how.. the options provided in the "Deposit" page are the following:

Quote:
Bank wire: Minimum deposit amount is 300 USD (the same equivalent in Euro and gold).
e-Voucher: Got Perfect Money e-Voucher or Prepaid Card? Credit your account balance in realtime with no fees.
Certified Partners: Deposit funds via Certified Exchange Partners. Perfect Money E-currency is available for purchase with Western Union, MoneyGram. Several Exchange Partners provide instant E-currency to E-currency exchange.
Bitcoin: Instantly fund Perfect Money B account with Bitcoin crypto-currency.
Credit Exchange: Here you can borrow money from other users when needed or profit from lending your money by setting an interest rate.


Apart from the Bank wire, I'm not sure the other options are an easy way to fund it.. am I wrong here?
I was interested in using my debit card for the purchase so is there a way to deposit money through it apart from Bank wire?
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ruicarlov
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Re: Perfect Money - Info
Reply #1 - 13th Sep, 2016 at 5:01pm
 
Funding through Bitcoin is quite easy, as well as through ADVCash. For bitcoin funding, best way it to use Bartermyfunds. I think it has the lowest fees, plus there's a referral system in place.

Bank wire, I've simulated bank wire deposit, but it has intermediary bank fees, so it was cheaper to use another processor, ADVCash. SEPA deposits are free, and so are ADVCash -> PM withdraws. You only have the standard 0.5% Perfect Money fee.

Regarding the interest payments in perfect money. Every month you get paid interest based on the minimum balance you had that month, at a rate of 4% per annum.
In other words, every month you get 0.33% of your miminum balance.
Plus, you also get 0.08% of your referrals minimum balance (1% per annum).

As for using debit cards... I'm not sure what options you have. ADVCash doesn't accept cards for depositing, only withdrawal.

Btw, you are my PM referral, right? Tongue

Edited:
I have found a way of using cards. With Bitstamp, you can use cards to buy bitcoins (around 8% fee, though). From there, you just have to exchange it to PM.
You're asking about cards because of the capital controls right?
If you want to save on card fees, and if you can send Paypal personal transfers using credit card (3.4%+0.35), you can also find a reliable, dashing friend willing to trade Paypal for Perfect Money or Bitcoin  Wink
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« Last Edit: 13th Sep, 2016 at 5:22pm by ruicarlov »  
 
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SolidSnake
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Re: Perfect Money - Info
Reply #2 - 13th Sep, 2016 at 5:36pm
 
Hmm.. now that's a lot of info..  Smiley

Yep, I'm your PM referral and nope capital controls have recently been lifted.. so international market is free for us again. Smiley
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ruicarlov
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Re: Perfect Money - Info
Reply #3 - 13th Sep, 2016 at 6:02pm
 
Then I definitely reccomend bank transfer instead of card. The cheapest option is Advcash. Total cost of funding Perfect Money = 0.5%
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dansbanners
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Re: Perfect Money - Info
Reply #4 - 13th Sep, 2016 at 8:18pm
 
Where is Perfect Money stationed? Their mailing contact information says Hong Kong?
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ruicarlov
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Re: Perfect Money - Info
Reply #5 - 13th Sep, 2016 at 9:04pm
 
dansbanners wrote on 13th Sep, 2016 at 8:18pm:
Where is Perfect Money stationed? Their mailing contact information says Hong Kong?


I think it's Panama.
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moneymarketing
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Re: Perfect Money - Info
Reply #6 - 13th Sep, 2016 at 11:11pm
 
ruicarlov wrote on 13th Sep, 2016 at 9:04pm:
I think it's Panama.



Their web address is .is though isn't it? Isn't that Israel?
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dansbanners
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Re: Perfect Money - Info
Reply #7 - 13th Sep, 2016 at 11:14pm
 
moneymarketing wrote on 13th Sep, 2016 at 11:11pm:
Their web address is .is though isn't it? Isn't that Israel?

And on this page, it says Hong Kong?

https://perfectmoney.is/contact.html
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